• How Much Can I Borrow?
• How Much: Secured Loan?
• How Much: Unsecured Loan?
• How Much: Remortgage?
• How Much: Payday Loan?
• How Much: First Time Buyer?

Loan Calculator
Amount Needed:	£1000 £1500 £2000 £2500 £3000 £3500 £4000 £4500 £5000 £5500 £6000 £6500 £7000 £7500 £8000 £8500 £9000 £9500 £10000 £10500 £11000 £11500 £12000 £12500 £13000 £13500 £14000 £14500 £15000 £15500 £16000 £16500 £17000 £17500 £18000 £18500 £19000 £19500 £20000 £20500 £21000 £21500 £22000 £22500 £23000 £23500 £24000 £24500 £25000 £25500 £26000 £26500 £27000 £27500 £28000 £28500 £29000 £29500 £30000 £30500 £31000 £31500 £32000 £32500 £33000 £33500 £34000 £34500 £35000 £35500 £36000 £36500 £37000 £37500 £38000 £38500 £39000 £39500 £40000 £40500 £41000 £41500 £42000 £42500 £43000 £43500 £44000 £44500 £45000 £45500 £46000 £46500 £47000 £47500 £48000 £48500 £49000 £49500 £50000 £50500 £51000 £51500 £52000 £52500 £53000 £53500 £54000 £54500 £55000 £55500 £56000 £56500 £57000 £57500 £58000 £58500 £59000 £59500 £60000 £60500 £61000 £61500 £62000 £62500 £63000 £63500 £64000 £64500 £65000 £65500 £66000 £66500 £67000 £67500 £68000 £68500 £69000 £69500 £70000 £70500 £71000 £71500 £72000 £72500 £73000 £73500 £74000 £74500 £75000 £75500 £76000 £76500 £77000 £77500 £78000 £78500 £79000 £79500 £80000 £80500 £81000 £81500 £82000 £82500 £83000 £83500 £84000 £84500 £85000 £85500 £86000 £86500 £87000 £87500 £88000 £88500 £89000 £89500 £90000 £90500 £91000 £91500 £92000 £92500 £93000 £93500 £94000 £94500 £95000 £95500 £96000 £96500 £97000 £97500 £98000 £98500 £99000 £99500 £100000
Loan Term:	1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 11 years 12 years 13 years 14 years 15 years 16 years 17 years 18 years 19 years 20 years 21 years 22 years 23 years 24 years 25 years
Interest Rate (APR):	5% 5.2% 5.4% 5.6% 5.8% 6% 6.2% 6.4% 6.6% 6.8% 7% 7.2% 7.4% 7.6% 7.8% 8% 8.2% 8.4% 8.6% 8.8% 9% 9.2% 9.4% 9.6% 9.8% 10% 10.2% 10.4% 10.6% 10.8% 11% 11.2% 11.4% 11.6% 11.8% 12% 12.2% 12.4% 12.6% 12.8% 13% 13.2% 13.4% 13.6% 13.8% 14% 14.2% 14.4% 14.6% 14.8% 15%
Monthly Payment:

How Much Can I Borrow?

At some point in everyone's life, you will need to borrow money. This could be for a whole number of reasons, that commonly includes debt consolidation, improvements to your home or buying a new car, but can be for absolutely anything that takes your fancy. In some cases they are very useful in times of emergencies and can help you cope with those unexpected events that can happen, usually at the worst time possible.

How Much Can I Borrow With A Secured Loan?

You must be a homeowner paying a mortgage to be eligible to borrow money as a secured loan. The loan amount you can borrow will depend on various factors, your credit history, the value of your house and the current outstanding balance of your mortgage. In most cases you can usually borrow from £5,000 up to £100,000 depending on your circumstances, how much you wish to borrow and Loan To Value (LTV) ratio. Secured loans generally have the lowest interest rates going.

How Much Can I Borrow With An Unsecured Loan?

Anyone still living at home with their parents or those who pay rent on a property can apply for an unsecured loan. Unsecured loans will allow you to borrow between £1000 and £25,000 although some lenders will offer up to £50,000. It will depend on your personal circumstances as to whether you will be approved for the amount you apply for. Unsecured loans are available for those with a bad credit history as well as those who have good credit score.

How Much Can I Borrow With A Remortgage?

A remortgage, also known as refinancing, involves taking out a new mortgage to replace an existing one. This always involves changing your mortgage lender and can be a way of switching to a cheaper interest rate, borrowing money to pay for something or repay a mortgage earlier. As with a secured loan how much you can borrow will depend on a variety of reasons. The amount you wish to borrow, the value of equity in your house and the LTV ratio. Lenders will accept applications from between £5,000 and £100,000 - but sometimes up to £250,000.

How Much Can I Borrow With A Payday Loan?

This quick, short-term loan can see you with the funds in your account within 24 hours, if not less. It is designed to act as a bridge covering any shortfall you may experience in between pay days, but should only be used for emergencies due to the high interest rates they carry. With a payday loan you can borrow from £80 up to £1000.

How Much Can I Borrow As A First Time Buyer?

If you are applying for your first mortgage, you will be required to leave a deposit of 5-25% of the value of the house you want to buy. The larger the deposit you leave, the better your mortgage deal could be. The mortgage lender will also take into account the cost of the house you want to purchase, and your income, or combined income if it is a joint mortgage. They will multiply your salary by a factor of 2.5 - 4 to tell you how much you can borrow.

How do I go about applying for a loan?

Online loan applications are probably the quickest and easiest way to compare from the several hundred lenders wanting your custom. By simply completing a short simple form in your own spare time, you will then be contacted at a time of your choice, by a loans representative who will be able to offer you your loan quote.